Ripple’s march to full banking status is one of the biggest talking points among members of the XRP community, with some analysts and enthusiasts asking whether the regulatory milestone could serve as the factor that pushes XRP into price territory it has never previously reached. The company’s balance sheet, its growing institutional presence, and XRPL-native infrastructure developments are combining to project bold predictions, including a target of $25 per coin. Ripple’s Banking Approval Is Important In December 2025, Ripple received conditional approval from the Office of the Comptroller of the Currency (OCC) for a national bank charter, which is a milestone no other crypto-native company had achieved. The charter is designed to clear the way for Ripple National Trust Bank, which will custody and manage reserves for Ripple’s RLUSD stablecoin. Related Reading: Dogecoin Monthly Triangle Pattern That Triggered 30,000% Parabolic Rally In 2021 Has Returned A viral claim on the social me
XRP is testing critical demand levels as selling pressure keeps the price under stress, and participants on both sides of the trade search for the structural signal that determines whether the current level holds or gives way to further decline. The price action is tense — and a CryptoQuant analyst has identified a shift in the exchange flow data on Binance that adds a specific structural dimension to the current test that the price chart alone cannot reveal. Related Reading: Bitcoin Sends An Unusual Signal After Miner Inflows Top 20,000 BTC – Analyst Explains The Setup The metric the analyst examines tracks the spread between whale activity and retail activity in XRP outflows on Binance. A measure of how dominant large holders are relative to smaller participants in the exchange’s flow structure. The latest reading places that spread at 88.3%, a level that sits near its lowest range since May 2024. Whales continue to dominate XRP outflows on Binance, but the gap between their activity
XRP Binance whale-retail spread hits 88.3%, nearing its lowest point since May 2024, as on-chain flow structure shifts away from peak whale dominance. The spread is back near the floor. XRP’s Binance whale-retail flow metric has dropped to 88.3%, a level not seen since May 2024, and it got there a second time. Within the […]
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The post XRP RWA Boom Outpaces Ethereum, Hits $400M in 15 Months appeared on BitcoinEthereumNews.com.
XRP’s Tokenized RWA Surge Is Outpacing Ethereum and Redrawing the Crypto Map According to crypto research firm Evernorth, XRP is emerging as one of the fastest-growing ecosystems for tokenized real-world assets (RWAs), with momentum now outpacing several leading ecosystems, including Ethereum. So far in 2026, RWAs on the XRP Ledger have risen from about $227 million to over $404 million, a 78% year-to-date increase. Over the same period, Ethereum has posted roughly 35% growth, putting XRP’s expansion rate at more than double that of the market leader in tokenization. Source: Evernorth Well, the gap becomes even more striking when measuring speed to scale rather than total value. XRP moved from $10 million to $400 million in tokenized assets in just 15 months, compared to Ethereum’s 36 months to reach the same threshold. Source: Evernorth XRP’s Institutional Momentum Is Reshaping the T
Ripple CEO Brad Garlinghouse says the “anti‑crypto army” has been beaten back by courts, voters, and President Donald Trump, arguing the crackdown never made legal, policy or political sense. Brad Garlinghouse did not mince words when he posted that the…
Ripple CTO Emeritus David Schwartz has criticized a New York lawsuit seeking ownership of billions of dollars worth of dormant Bitcoin wallets, including addresses linked to Satoshi Nakamoto and the Mt. Gox hack. According to court filings shared online, plaintiff…
A broader cryptocurrency market rout dragged XRP down to a multiweek low of $1.265 before it stabilized at $1.29, shedding 3.2% of its value in 24 hours and pushing its market cap below $80 billion. XRP Hits Multiweek Lows XRP plunged Thursday, May 28, to its lowest level since early April amid a cryptocurrency market […]
The post David Schwartz’s XRP staking idea tests IRS reward tax rules appeared on BitcoinEthereumNews.com.
David Schwartz, Ripple’s former chief technology officer, has renewed debate over how staking rewards should be taxed if XRP Ledger ever adopted a native staking model. Summary David Schwartz says staking rewards minted by a protocol should not be taxed before sale. His comments revive tax questions around XRP staking even though XRPL lacks native staking. The IRS currently taxes proof-of-stake rewards when taxpayers gain dominion and control over them directly. His comments came during a discussion with crypto tax expert Clinton Donnelly about whether staking rewards should face tax before a holder sells them. David Schwartz separates minted rewards from transferred rewards David Schwartz said the tax treatment should depend on how a staking system creates and delivers rewards. In his view, rewards that already exist and are transferred to a user can be treated as taxable income
