US Banks Prepare for Tokenization Tipping Point, Moody’s Ratings Finds – Bitcoin News
The post US Banks Prepare for Tokenization Tipping Point, Moody’s Ratings Finds – Bitcoin News appeared on BitcoinEthereumNews.com. Key Takeaways Moody’s reports that U.S. banks see a “slow then fast” shift to tokenized assets and digital money as inevitable. DTCC plans to launch limited production trades of tokenized securities in July 2026 to modernize U.S. markets. Tokenized MMFs reached $10 billion in 2026, signaling a growing institutional demand for onchain liquidity. Digital Money Evolution: U.S. Financial Institutions Eye 24/7 Tokenized Markets Currently, activity is concentrated in stablecoins, tokenized deposits, and money market funds (MMFs). Most of this volume stems from cryptocurrency trading and specific institutional use cases. Moody’s notes that retail and corporate demand for blockchain-based payments remains low. Many companies continue to rely on traditional methods like paper checks, viewing payment technology upgrades as a secondary priority compared to artificial