#plaid

The post ChatGPT Can Now See Your Bank Account—Here’s What That Actually Means appeared on BitcoinEthereumNews.com. In brief ChatGPT can now connect to over 12,000 financial institutions via Plaid, giving it read-only access to your balances, transactions, and subscriptions. The feature launches in preview for ChatGPT Pro users in the U.S. and defaults to GPT-5.5 Thinking, OpenAI’s latest reasoning model. OpenAI acquired two AI finance startups in the past year—Roi and Hiro—to build toward this moment. ChatGPT has been giving generic budgeting advice for years. You know the drill: track your subscriptions, automate your savings, maybe cook at home more. But some people wanted more—for some reason. If you are one of those people, OpenAI just launched a personal finance feature in ChatGPT that connects to your actual bank accounts and answers money questions based on what you’ve actually spent—not what the average American spends. It’s rolling out to Pro subscribers ($200/month) in the U

ChatGPT will even know how much credit card debt you have. | Image: OpenAI Your trust in AI is about to be put to the test: OpenAI will soon let you give the chatbot direct access to your bank accounts. The new feature announced in preview today will allow users to "securely connect" ChatGPT with Plaid - the bank-to-app bridging platform used by 12,000 financial institutions, including Schwab, Fidelity, Chase, Capital One, and more. "More than 200 million people are already going to ChatGPT every month with finance questions - from budgeting to tips on how to cut back on spending," OpenAI said in its announcement. "Now, users can securely connect their financial accounts with Plaid to get the full view of their fi … Read the full story at The Verge.